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请教二级mock exam的一题

下午卷第8题中的

8. Which one of Lundberg’s comments about amortizing and non-amortizing assets is correct?
A. Periodic payments
B. Principal repayments
C. Collateral composition

 

课文为:

Amortizing assets require periodic payments of principal and interest, while non-amortizing assets’ periodic payments consist solely of the interest due. Collateral for secured amortizing assets does not change in composition, but the composition of collateral for secured non-amortizing assets does change. All principal repayments from the collateral are distributed as received to the security holders for amortizing assets, but only after the lockout period for non-amortizing assets.

 

问题是:答案选B,请问C错在哪里呢?对照notes,好像说的完全一样。

非常感谢

 同问

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“Amortizing assets require periodic payments of principal and interest, while non-amortizing assets’ periodic payments consist solely of the interest due. ”这里的amortizing asset里面的perodic payment还有depreciation。

 

“Collateral for secured amortizing assets does not change in composition”,所以这句话肯定也是不对的。

 

所以选B。

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 “Collateral for secured amortizing assets does not change in composition” notes 上就是这样说的啊!

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请问那个肯定不对的哪里不对了

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 书上是这样说的“there is no change in the composition of the collateral over the life of the securities except for loans that have been removed due to defaults and full principla repayment due to prepayments or full amortization".

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