- UID
- 223404
- 帖子
- 321
- 主题
- 23
- 注册时间
- 2011-7-11
- 最后登录
- 2014-7-31
|
7#
发表于 2013-8-11 17:02
| 只看该作者
Nana - The answer to your question seems to revolve around mitigating downside risk.
1. Making a killing as a day trader, as was pointed out earlier, is incredibly rare; it’s even more rare over the long term. If you don’t end up wealthy enough to never ever have to interview again, you find yourself having to explain the three years you spent in your living room… Those who can successfully justify that experience usually blog or publish articles on the side to show they are serious and to gather a following they can later hope to monetize if their trading positions don’t pan out. If you work as a portfolio manager, you may not become a self-made millionaire, but you are gaining demonstrable skills and experience.
2. When you day-trade, you have no safety net other than your own savings. No monthly salary, no health benefits, you have to change the toner of your own printer, etc. When you have a regular job - again, less potential upside, but a lot more downside protection.
Your friend sounds like he is very successful and he makes it look easy, but it’s not… I know very good prop traders who thought they could do it on their own, only to realize it’s not that easy without the quant models and the research they used to rely on at their old firms (and they came back, or tried to, a couple of years later).
The bigger picture in your case doesn’t seem to be PM versus day-trading, it seems to be finance versus everything else… Reading your post it sounds like you’re not very excited about the curriculum. Lord knows a lot of us complain about it (and the work involved) on a regular basis, but I think most of us are still committed to this path and know why we’re doing it (to learn, to get better, to advance, to move, etc). If it doesn’t really appeal to you and if you’re just going through the motions, it’s still worth getting your designation since you’ve already gone that far, but you may want to get exposure to different sectors of finance to see if one resonates more with you, and possibly even start networking outside of finance. Life is too short to do something you don’t want to do!
Most of us don’t rub shoulders with billionaires or generate 700% of alpha, but most of us have less ambitious goals… If you are very good at what you do, make a very good living, and enjoy what you do - you can be pretty happy. It often takes some time and perseverance, but I hope you find the path that gets you there! Focus on your skills and passions, and rewards will follow - not the other way around. |
|