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TVM questions define if it is a regular annuity.

Hi,
i chance upon some questions and i like to check if the questions states if it is an regular annuity.
with the first payment to be received 5 years from NOW = This is regular annuity, therefore no need to set to BGN mode.
with first payment is to be received 5 years from TODAY = This is regular annuity, therefore no need to set to BGN mode.
Is my understanding correct?
Thanks for the help and guidances.

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