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OKay yea that makes sense, thanks! The wording in the answer confused me when it says “4 years from today” and “discount that back to present for 4 years” instead of 5.. still confusing but going your route makes sense.
I got a 61% =(. Frustrating b/c I’ve been scoring low 70’s to low 80’s on Q bank tests but blew this one and the CFA mock.

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