andytrader

Selmer Jones has just inherited some money and wants to set some of it aside for a vacation in Hawaii one year from today. His bank will pay him 5% interest on any funds he deposits. In order to determine how much of the money must be set aside and held for the trip, he should use the 5% as a:

A) required rate of return.

B) discount rate.

C) opportunity cost.

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He needs to figure out how much the trip will cost in one year, and use the 5% as a discount rate to convert the future cost to a present value. Thus, in this context the rate is best viewed as a discount rate.

andytrader

Wei Zhang has funds on deposit with Iron Range bank. The funds are currently earning 6% interest. If he withdraws $15,000 to purchase an automobile, the 6% interest rate can be best thought of as a(n):

A) opportunity cost.

B) financing cost.

C) discount rate.

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Since Wei will be foregoing interest on the withdrawn funds, the 6% interest can be best characterized as an opportunity cost — the return he foregoes by postponing his auto purchase until the future.

影子背后

请问 有没近几年的sample汇总文件啊  急！

CCherrie

19楼的题为什么选A不选B啊，看题中描述这个不是求Perpetuity PV啊....

terpsichorefan

thanks for sharing