答案和详解如下: Q1. Correct answer is A)
Methodical investors research markets, industries, and firms for potential investments and are constantly on a mission to improve their analytical decision-making skills. Individualists also research their investment opportunities and exhibit independent thought when making investment decisions. Individualists are very confident, and this makes them capable of questioning inconsistencies in either recommendations or conclusions made by others. Individualist investor types tend to be less risk averse than methodical investors. Q2. Correct answer is C) Daly’s personality type is a “cautious” investor who has a strong desire for financial security. Daly is both risk and loss averse and would prefer very safe investments. As such, investors prefer to rely on their feelings to make important investment decisions. Q3. Correct answer is B) Spontaneous investors are those investors desiring to have the latest, hottest investment idea in their portfolio. Frequent portfolio adjustments and high turnover are characteristics of investment decisions made by spontaneous investors. High trading costs usually negate returns generated by the hot ideas. Q4. Correct answer is A) Individualist investors represent the most independent investor classification. These investors are confident in their decisions and are not deterred from making risky investment decisions. Q5. Correct answer is A) Cautious investors are those investors most averse to portfolio losses. These investors are the most risk averse investor classification and prefer assets with low probability of loss. |