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答案和详解如下：

Q7. Correct answer is A)

Companies cannot force employees to invest in their stock, but many strongly encourage such investment. Even if the stock is a good investment, such an emphasis is not always a good idea, as employees may see such information as a strong endorsement for investing in company stock. Increased fund options and more frequent allocations give employees additional flexibility in their investments.

Q8. Correct answer is A)

Brophy read an article on diversification in Forbes, then reinforced the ideas based on the newsletter. His frame is diversification, and he does what he thinks is best in purchasing an equal-dollar amount of all 10 choices. There is no evidence that Brophy is particularly loss averse or prone to regret, just inexperienced.

Q9. Correct answer is A)

After the rebalancing, Brophy most likely has more than 80% of his assets in equities, which is almost certainly too much for a working man five years from retirement. Carr, on the other hand, has about 38% of her assets in bonds, which is probably closer to the optimum level for a worker with at least 10 years of experience but who is still about 20 years from retirement. Neither Carr nor Brophy appear to be influenced by anyone else's investment decisions, so neither is exhibiting convoy mentality.

Q10. Correct answer is B)

Barth is most likely to use dividends and coupon income instead of the sale of stock to fund living expenses. He does so because he does not want to experience the potential regret from selling profitable investments. This would be necessary if he were to sell stock instead of using dividends and coupon income to fund living expenses. If Barth has a fear of regret, he will not have a well diversified portfolio because he will want to make comfortable investments. So he would not use modern portfolio theory which states that investors should hold well diversified portfolios.

Q11.Correct answer is C)

Marget is likely to have a poorly diversified portfolio because her fear of regret will encourage her to stay in comfortable investments. This could lead to a lack of variety in her portfolio and a poorly diversified portfolio. She will avoid risky stocks and tech stocks because the risk of them could cause her to experience more regret. Her fear of regret would not necessarily cause her to depend on financial publications to guide her investment strategy.