Afraid that your point is least likely sensible 'cause non-official materials are valid for non-commercial use. You might also have materialized copies from some libraries to facilitate your doctoral dissertation, without a guilty feeling. However, it was proper if you haven't pirated views or copied for sale. In a word, copies for learning is definitely proper as an international practice. What's more, please consider a point: does the globally uniform charge on CFA test, as well as book price, match sharp income disparity among different economies? Please, you elite, please alleviate mercifully the moral stress upon the impoverished, ok? |