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CFAI Books. Reading 14; Question 12

Please,
CFAI says the Smiths annual living costs are being met. However, is it really being met?
Annual living costs - 150,000
Annual income - 65, 000
Earlier, (under Return Obj) CFA said the family portfolio should have returns that equal Living cost minus Income and that return should grow with at least the inflation of 3%.
However, this value of return is not given…. There is no information that the return on the portfolio actually covers that gap.
So, am i missing something or what exactly….

?????????????

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He might have received money from his grandfather to live his life that lavishly -exceeding his income.

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what is the name of the familY?

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