标题: Bank Funding Analyst - What Do They Do? [打印本页] 作者: kasinkei 时间: 2011-10-14 03:50 标题: Bank Funding Analyst - What Do They Do?
I ran across a position for a Bank Funding Analyst at a local community bank. Anybody have a clue what funding analysts at banks do?
Thanks作者: giorgio10 时间: 2011-10-14 03:56
Sounds like they either process loans or calculate loan rates.作者: MarginofSafety 时间: 2011-10-14 04:01
I would have said making sure the bank has liquidity to meet its needs on a daily basis, not so much on making loans to Mr. Smith.作者: ap0258 时间: 2011-10-14 04:07
iteracom Wrote:
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> I would have said making sure the bank has
> liquidity to meet its needs on a daily basis, not
> so much on making loans to Mr. Smith.
yea i think this is it, any clue what skills are needed, what are the exit opportunities?作者: Houjichasan 时间: 2011-10-14 04:12
I'm really not sure, but it probably involves taking a lot of (mostly undeserved) blame when things go wrong.作者: luckygiftvn 时间: 2011-10-14 04:18
I think it's a mid/back office position.
I have abuddy that does this and it's essentially wiring money out/in all day.
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ChickenTikka Wrote:
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> Being Born Wealthy > Being Jewish or WASPY > Born
> Pretty > Top 5 MBA > CFA > Avg MBA > Born middle
> class > Born lower class > Born in crack house >
> Born middleclass in Asia and working in IT but
> looking to switch to buyside
Edited 1 time(s). Last edit at Wednesday, September 14, 2011 at 09:17AM by ASSet_MANagement.作者: mp3bu 时间: 2011-10-14 04:23
^ it is a back office position. at the bulge banks, they're called "funding analysts" "treasury division analyst"作者: bdavi77962 时间: 2011-10-14 04:29
good info. thanks guy作者: pawn 时间: 2011-10-14 04:34
Funding is a very broad word, meaning changes from business to business.
If you are concerned with "funding" in derivatives and exotic trading, than it's a pretty big and sophisticated area in itself. When you place client trades, and hedge them, you need funding. That funding isn't like taking a loan straight away, at times it's a result of multiple structured transactions.
But as you said.... "in a local community bank", then it seems, it has more to do with analytics, and doing analytics on bank's loan portfolio and provisions and estimates to decide how much to keep in the bank and how much outside and how much in loan, much like credit card analytics. It's not middle office, it's not back office, not front office.
Dude, it's commercial banking, not investment banking, it's like just a job any other business.
