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this is gonna sound awfully silly, but here goes:

make sure you answer the question!! Answer what is asked.

AND

at L3 we sometimes forget to mention the basics (e.g., if you're talking munis: "Investor X is in a high income tax bracket and could use municipal bonds, which are tax exempt at the federal level...").

sounds goofy, but give the grader every, and I mean EVERY reason to pass you! They want to pass you, and we need every point we can get.

also, if the question asks something like "provide three reasons and why?"-- that grader is looking for 6 answers.

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