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Well, having a CFA charter does let you challenge out of parts of the CFP program, so you are part of the way there as a charterholder. I believe that CFP has more stuff about tax ramifications, insurance, estate planning, and things like that. If you are going to be a retail advisor, it does contain genuinely useful information, and some of it is not covered in the CFA, but presumably someone with a CFA should not have much trouble getting a CFP as long as they set their mind to it.

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