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Time Horizon Q...

On the 2009 AM exam, Question 1 asks to explain the couple's time horizon if they retire at i) 60 or ii) 65. For the age 60 retirement assumption, it doesn't mention their kids going to university a year later (just says 1 stage time horizon), but it does include the time that the kids are in school a seperate time period in the age 65 retirement scenario. Does anyone have an idea why?

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