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- 2011-7-2
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- 2014-6-29
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simple Q: IPS, do I include the cash reserve in the rate calculation?
e.g.
A wants to have 3 mth salary for emergency cash, (i.e. 30,000)
A has total of 1M
A needs 20000 per year for expense
Shall i do:
1. 20000/1M
or
2. 20000 /(1M-30000)? |
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发表于 2011-7-13 16:25
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