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soccer player's risk tolerance

This is 2006 morning essay question, a soccer play who:

1, has large asset base
2, long time horizon, he's 35 year old.


but
1, has no income now coz he retired.
2, big expense for his girl friend and their kid.


the required nominal after tax return is 8.73%

Shall I categorize him average? or above average? Is there some clear rule for these kinds of stuff?

I am so confused and never guessed right.

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