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I came to Canada for a CFP postgrad program at a college, after I obtained my designation but in the process I got interested in the CFA program. The CFP was useful for my current job but ideally I want to switch from this side of the industry. I was thinking about the FRM as a nice complementary addition but could not justify going through another program before I get a better paid job doing more complex stuff. FRM would not help me at my current job. Quant is my weak point so it might be good for me.
CFP taught me more than I thought it would. Makes you focus on the client not the investment. If on the investment side it's arguable that you can 'add value' or alpha or whatever you want to call it, the CFP allows you to clearly produce benefits for clients due to tax, estate, portfolio planning (so basically what you were saying). But it's most likely useless when you don't deal with retail/individual investors

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