jbaldyga

Bbraddock,
One thing I've "loved" when I had to retake L3, it was how quickly i could remember most of the concepts. I would now enjoy life, think about studying in February next year. You'll need to have a fresh mind to retain formulas and the like. Motivation is the key to success, your biggest asset as a CFA candidate. I hope my advice will be pointless; it would mean you passed.
All the best