jbaldyga

Depends on many factors mate:
1. Why do you want to get the charter in the first place? Is it to enter finance world?? Then drop the idea right now and my advice for you is to go and do an MBA from a good college.
2. Does having the CFA charter help you in your job? If it helps, failing a level once is not a crime. You should prepare well and write the exam again. July to December is good enough time to prepare especially since you know most of the syllabus now.