Analti_Calte

sjuhawk Wrote:
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> Why limit yourself to real estate and stocks?
>
> Corporate debts also present some attractive
> risk/reward opportunities.
>
> I don't know how anyone can look at the housing
> inventory numbers, and the massive decline in
> activity coincident with the expiration of
> government subsidies, and think US real estate
> doesn't have another leg down. Do you know what
> would happen to housing if/when Fannie and Freddie
> stop buying mortgages? I work for a bank and
> there is no way I am lending @ 4.75% for 30 years
> on an asset that will plummet if the government
> stops financing its purchase. If I can flip the
> loan to the gov and collect a 4 figure
> "origination fee" of course I write the loan, but
> if I have to hold that on my books I need a higher
> ROIC.


That's a good point. Thanks.
But I have been told that with 15% down, 5% fixed is available for 30 yrs.