IAmNeil

florinpop Wrote:
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> I came to Canada for a CFP postgrad program at a
> college, after I obtained my designation but in
> the process I got interested in the CFA program.
> The CFP was useful for my current job but ideally
> I want to switch from this side of the industry. I
> was thinking about the FRM as a nice complementary
> addition but could not justify going through
> another program before I get a better paid job
> doing more complex stuff. FRM would not help me at
> my current job. Quant is my weak point so it might
> be good for me.
> CFP taught me more than I thought it would. Makes
> you focus on the client not the investment. If on
> the investment side it's arguable that you can
> 'add value' or alpha or whatever you want to call
> it, the CFP allows you to clearly produce
> benefits for clients due to tax, estate, portfolio
> planning (so basically what you were saying). But
> it's most likely useless when you don't deal with
> retail/individual investors


Florinpop, what do you do on the retail/individual investor side? I am currently working as a glorified accountant and I HATE my job and I am considering moving to commercial/retail banking and sales. I am most interested in the pros and cons of such a move or even if its possible without becoming a teller or full commissions based sales person.