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Thanks all for the inputs.

One more question. They now offer me 16% increment on my current basic salary + discretionary bonus.

The MNC I am currently work with usually provides extra one month discretionary bonus per year (almost fixed, doesn't vary according to economic conditions). As I have no experience in working in any financial company, does anyone have idea how many months a financial company usually pay on discretionary bonus. Would that be more than one month ?

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