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Fund Management Fee Question

Investment Amount 1000, with 12% annual return
Sales Charge 1.5%
Sales Charge on redemption: .75% during first 4 years
Total Fee: 2.2%

39. The return by Class B shares over 3 year period is closest to ?
A.28.48%
B. 8.71%
C. 6.19%

I got 1284.81 and I divided by 1000 and got A 28.48% cause to me the problem is asking for total return over the 3 year period? but the answer is B which is obtained by taking ^1/3 of 28.48% Is it me or does the question sounds really ambiguous?

This is from the Elan 2000 qbank

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