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Two keys that got me over the hump: have to know fixed income inside and out and doing the creighton boot camp. I did not have much prep time this year and used the boot camp as a cram session. The 40 hours of prep time right befor the exam is priceless. With kids, full time job and long-ass commute, it was my only hope. Fyi, classroom is my preferred learning mode. I would attend all classes in under grad and grad school. Never took many notes, just being there and listening/seeing the material was enough.

Also, other than the individual ips calculation, i decided that i would not memorize any formulas. Took a high level approach and it worked. Decided to do this after someone else posted passing without a calculator. yMMV.

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