foreign currency forwards arbitrage understand, contract, currency, somebody, following

bcp901

Hi,
Can somebody please help me understand the following question please in layman terms
Japanese yen trades at $.00811.
Us RFR= 5.5% JPy RFR=3%
3month forward contracts quoted at $.00814
Indicate how you earn a riskfree profit by engaging in a forward contract.

OUTLINE your transaction (please explain this part in simple terms)

Appreciate it.