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this is really helpful. Thanks to all. For me, I don't get it either. I wonder if it could be the keywords? This never occurred to me. I answered everything the same way and that could have been the reason. I got most in the 51% - 70% range - which is still considered poor by CFA - but none >70%.... and like others, a few in <50% including Asset Allocation. If that was the gold one, I expected this but not the others. Well onward and upward.

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