WarrenB1

sebrock, thanks.
but look at page p130 “her base salary of 500k, inflation protected, is sufficient to support her present lifestyle but can no longer generate any excess for savings” from a pure english perspective, you would understand it as break-even
I think CFAI should have mentioned clearly the 500k is post tax real income. then it explains everything. it is not safe to assume you are still on the hook in this case.
p.s. I have sent CFAI an urgent note, hope they can get back on this.