smuggycfa

There's a way to do it and I penciled out one time but then didn't follow up for some reason -- this was a few years ago and I didn't have a high enough credit card balance to make it worthwhile, I think. There are a couple of books on Amazon you can buy that show the mechanics. One of them is called something like "How to Take Advantage of People Trying to Take Advantage of You" or something lol.

And Chuckrox8 is right, if you are near full utilization, your score drops.