ohai

gotcha. thanks.

cityboy

If the portfolio is to pay living expenses , yes mention it.

If you are covered there e.g. salary after tax matches the living expense , do not mention it, go for bigger things like education needs

strikethree

ok so only for outflows from the portfolio? What about if the person wants to give to a charity when they die or 15 years down the road? Does that go in unique circumstances or liquidity?