Schweser Error? Human Capital Allocation... something, allocation, invested

bkballa

If you compare:
SS4 - Page 322: During the accumulation phase, human capital is more equity-like, thus financial assets should be invested towards risk-free asset.
SS8 - Page 183: At a younger age, human capital has a considerable allocation to bonds, thus financial assets should be invested in risky assets… And the table at the bottom of the page reiterates that points…
WTF is wrong with them? Is it me getting something wrong?
Let me know,
Thanks

Wendy01

I remember it says human capital is different from one person to the other
if you are a profession, earn fixed salary, you are like a bond, then you should invest in equity
if you are a trader, earnings are volatile, you should invest in bond to mitigate
THEN, generally speaking, young guys should invest in equity, old guys should invest in bond

BelalM

I know but in their examples, they were generalizing in both cases. Contradictory statements…