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When I get asked these questions I always like to point out how sturdy the tube is that contains the charter.  It makes me feel safe and badass in dark alleys at night.
More seriously, if you apply for a job and they check up on whether you are a charterholder, the CFAI won’t say “this guy is not a charterholder”.  If you’re lucky, they will add “because he hasn’t paid his dues,” but you aren’t so fortunate, you might end up sounding like a liar.

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