mp3bu

By the way "discretionary bonus" means it's discretionary, which means it could be 0 or it could be 200% of your base salary. During the normal times banks can easily pay out 100% of base salary as bonus (couple of years ago 1st year analysts were getting 60k base + 60k bonus). But you said the new offer is from a local financial services company, so I'm not sure if it works the same way in Asia, unless it's global pay...