ryanlb

Affirmative is something you have done and will continue to do. E.g., you must have and keep insurance.

Negative is something you have not done, and will not do (restricted).

It's a tough one, but the negative is the restriction--you cannot exceed the limit.

I think you just have to decide whether the circumstance currently exists and that you are maintaining that state (affirmative), or whether there's restrictions to that state which makes it negative.

Another example, "interest payments must be made within 5 days of due" is a restriction to timely payments, and hence a negative covenant. "Maintan timely interest payments" is not restrictive, hence affirmative of some situation that cannot change.